Recreational Land Loans

You’ve always wanted a place in the country where you can enjoy nature with family and friends. Whether you farm full-time or ranch on the weekends, you’ll find customized financing at Plains Land Bank.

Our experienced loan officers guide you through the loan process, making it quick and easy. No tract is too large or too small for a loan because we don’t have acreage restrictions.

What is a recreational land loan?

These loans cater to those interested in purchasing land for recreational purposes like hunting, fishing, birdwatching or simply taking a break from the hustle and bustle of the city. If working land is used for production, recreational land is used for relaxation and fun. 

Recreational land loans are set up to assist in purchasing country homes and rural properties, so families can ride horses or create fishing ponds to enjoy nature.

Being part of the Farm Credit System (FCS) allows Plains Land Bank to offer competitive interest rates that reduce your cost of borrowing. FCS is a nationwide lending network that serves the agricultural community. It includes cooperative banks and associations like Plains Land Bank. The main benefit of being an FCS bank is that our customers share ownership and earnings, so when we do well, you do too.

Our real estate experts can help you purchase your own oasis of calm today. 

You can also finance construction and improvements to make your dreams a reality. 

Ask us about our loans for: 

  • Land purchases and refinancing
  • Homes, hunting cabins and barndominiums
  • Wells, fences, and brush clearing
  • Ponds and stock tanks
  • Barns and equipment 

Ready to apply for a recreational land loan? Here are two easy options:

  1. Apply in person at any of our credit offices in Amarillo, Pampa, Perryton, or Plainview.
  2.  Download the Loan Application and send it via fax or mail.

Our experienced lenders will work with you to discuss a loan package that fits your real estate and financial needs. Not sure how much you can afford to pay?

Use our loan calculator to get an estimate of your monthly payments. 

Contact our offices

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