Rural Home Loans

When you want to live in the country, nothing else will do. We’re on your side and have been providing rural property loans and financing for over 100 years. You can buy, build, improve or refinance a home on acreage of any size with a rural real estate loan from Plains Land Bank. 

We guide you through the whole process so you can make the right loan decisions. 

How Long Can You Finance a Land Loan?

If you’ve found a piece of land and are ready to build or if you’re interested in building on your existing land, financing options are available and we’ll find a plan that fits your needs. 

You have the choice of a competitive fixed or variable interest rate, including a fixed rate for up to 20 years. Plains Land Bank has qualified lenders that can present you with flexible terms that have quality interest rates. 

Ask us about our real estate loans for: 

  • Land purchases and refinancing 
  • Traditional homes, barndominiums and country homes
  • Construction and rural home improvements
  • Barns and outbuildings

Construction loans in Texas can be used to build your perfect home in the country and we’re here to help. Visit us at anyone of our four branch locations or give us a call to talk with us about our loan programs.

How Do I Receive a Land Loan?

Plains Land Bank offers rural property loans to all sorts of people with different ambitions. Our farm and ranch mortgage lenders have experience with rural development and are able to help you find the right loan for your needs. Based on your purchase price or an estimated purchase price for the property you have in mind, our loan calculator can also give you an idea of the costs. Evaluate your down payment, loan term and interest rate. 

Contact our offices

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