Land and Home Loans

Financing your agricultural lifestyle on the Texas Panhandle has never been easier with our assortment of land loans. At Plains Land Bank, you’ll work with specialists who understand agriculture and the rural way of life. You can finance properties large and small, because we don’t have acreage restrictions. And you can take your pick of flexible loan programs for a custom fit. Whether you’re securing a loan on a new farm, refinancing a ranch, building a new rural home or purchasing a piece of land to call your own, we have the solutions. 

Talk with our qualified lenders today and see what we have to offer. 

cotton field with bridge in background

Farm & Ranch Loans

You can purchase land, construct barns and facilities or add irrigation with financing tailored just for you. Our farm and ranch loans are offered regardless of acreage amount. We also have flexible payment options and loan terms up to 20 years on a fixed rate.

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bucks and doe on a ranch by a river

Recreational Land Loans

Get ready to make memories with family and friends. You can purchase or refinance land, build a cabin or barndominium with a loan from us. Relaxation, family time, entertainment and enjoyment are all important to enjoying life. Our lenders specialize in recreational land financing. If you’ve found the perfect hunting spot or want to enjoy a private fishing hole with your loved ones, we can help you with a loan that fits your requirements.

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converted barndominium

Rural Residence Loans

Buy, build, improve or refinance a home on acreage of any size with a loan from Plains Land Bank. There are numerous beautiful properties throughout the South Plains and Panhandle. If you want to live in a rural residence outside of the city limits, we can help you make it happen. With competitive interest rates on all of our loans, you’ll have peace of mind with any repayment plan. We have financing options for traditional homes on a farmstead, barns and more.

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young farmer in corn field

Beginning Farmers & Ranchers Loans

Make a strong start with flexible financing and expert guidance. Land loans for farmers and ranchers who are just starting out are popular at Plains Land Bank. Through the Young, Beginning & Small (YBS) Loan Program, we’ve helped generations of new farmers and small farm operations get their feet under them.

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