Loans and Services

Plains Land Bank, FLCA offers a variety of flexible loan programs to meet all of your rural real estate financing needs, with terms ranging from 5 years to 20 years. Payments can be annual, semi-annual, quarterly or monthly.

  Loan Program
  YBS Loan Program
  Interest Rates


Response to Covid-19

In response to Covid-19 (coronavirus), Plains Land Bank would like to take this opportunity to inform you of what precautions we are taking to ensure that our stockholders and staff are safe, and our systems are still running.

Covid-19 Payment Deferral Program

Plains Land Bank understands the impact that the COVID-19 event has had on association borrowers and their ability to make regularly scheduled installments in a timely manner. A short-term deferral program is now available to monthly and quarterly payments which will strive to help remediate borrower stress related to upcoming installments.

2020 Board of Director Election Results


At Plains Land Bank, our customers share ownership and earnings, an advantage of doing business with a co-op. Based on our strong 2019 financial results, our Board of Directors is pleased to declare a record $8.5 million in patronage.

Payments like this one lower our members’ effective interest rate, thus reducing their cost of borrowing.